Faq
Frequently Asked Questions
Here are some of the most common queries about Sankalp Finance. Clear answers to help you make informed decisions.
Sankalp Finance provides a wide range of loan services including personal loans, business loans, home loans, and education loans. Each loan is designed to meet your specific financial needs.
Any individual aged 21–60 years with a stable income source (salaried or self-employed) can apply. Documentation such as ID proof, income proof, and address proof is required.
The approval process is quick and hassle-free. Once all documents are verified, loans are usually approved within 24–48 hours.
Loan amounts generally range from ₹50,000 to ₹25 Lakhs, depending on your eligibility, repayment capacity, and loan type.
Our interest rates are competitive and start as low as 10.5% per annum. The exact rate depends on your profile, loan amount, and repayment tenure.
Yes, you can prepay your loan anytime. Prepayment charges may apply depending on the loan agreement.
You will need PAN Card, Aadhaar Card, latest 6 months’ bank statements, income proof (salary slip/ITR), and address proof to apply for a loan.
You can apply directly on our website by filling out the online application form, or visit our nearest branch for offline assistance. Our team will guide you through every step.